Adair County Mutual Insurance Association specializes in writing coverages for farms and farm personal property, homes and household property in towns and cities, mobile homes, modular homes, rented dwellings, churches, schools and community property.
- Home-Guard Policy
- Home-Guard Policy is designed to cover your home and its contents, as well as other structures located on your property. The policy also provices coverage for additional expenses you may incur if your home is damaged by an insured peril. Liability, medical expense coverage to the public and damage to the property of others is offered through Grinnell Mutual Reinsurance Company.
- Home-Guard Select
- Home-Guard Select is available for newer homes or ones that have been extensively remodeled. Coverage includes all risk coverage to the dwelling with replacement cost and replacement cost coverage for personal property.
- Tenant Home-Guard
- Tenant Home-Guard is available for persons renting their residence to others. The policy includes coverage for unscheduled personal property, additional living expense coverage and liability coverage. Replacement cost coverage for the personal property is available.
- Farm Policies
- Farm policies provide property and liability coverage for your farm and buildings. The liability coverage, provided by Grinnell Mutual Reinsurance Company, will protect you from claims brought against an insured person for negligence arising form your farming operation, damage to property of others, medical payments to the public if someone is injured on your property, liability to farm employees, medical payments to farm employs incurred by employees while engaged in the farming operation.
- Property Protection for churches, schools and community buildings
- We can insure churches, schools and community buildings for fire, windstorm and extended coverage protection.